Do Your Clients Need Coastal or High-Value Homeowners Insurance?

Do Your Clients Need Coastal or High-Value Homeowners Insurance?

If your clients own a coastal or high-valued home, standard homeowners insurance may not provide adequate coverage if an unexpected event occurs. Standard middle-market policies leave expensive gaps in coverage for homes that hold high values, typically over $750,000, or home that are located along the coast, in areas vulnerable to disastrous...

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2021’s Top Judicial Hellholes

2021’s Top Judicial Hellholes

Throughout the U.S., lawsuit abuse accounts for more than $160 billion in high tort costs and an estimated loss of $143.8 million in lost wages. With such staggering numbers, one particular organization, the American Tort Reform Foundation (ATRF), established the Judicial Hellholes program to gather and report information on various abuses within...

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What’s the Difference Between Artisan and General Contractors?

What’s the Difference Between Artisan and General Contractors?

Artisan and General Contractors play critical roles in the building industry. Keep reading to learn more about the differences between the two positions, potential risks, and insurance needs.  General Contractors General Contractors are typically responsible for overseeing big picture projects, including renovations, expansions, and new...

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6 Cybersecurity Practices Underwriters Love

6 Cybersecurity Practices Underwriters Love

With more people now working from home, cybersecurity and having cyber coverage are especially important for businesses as cyber criminals have been taking advantage of situations created by the pandemic. With increased remote work, hackers are seeking out flaws in network security and targeting vulnerabilities in virtual private networks and...

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The Housing Market Flux: What New Policy Holders Want

The Housing Market Flux: What New Policy Holders Want

With more people now working from home in the wake of the pandemic, homeowners are realizing some important things: 1) the house trait that used to bug them a little now bugs them a lot 2) in order to continue working and schooling from home, they may need a different living space 3) they’re now free to move someplace else since they work...

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5 Reasons to Get Flood Insurance if Not in a Prone Area

5 Reasons to Get Flood Insurance if Not in a Prone Area

Recommending flood insurance to homeowners outside of floodplains can be tough. If they’re not in a prone area and not required to purchase it, they may not see the need or have trouble justifying the expense. However, there are a few reasons flood insurance is still the best option for these clients.  1. If a home is in a “low-risk” flood zone,...

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Will Builders Risk Policies Cover COVID-19 Losses?

Will Builders Risk Policies Cover COVID-19 Losses?

If mandated shut-downs didn’t halt construction projects on tight deadlines, other factors related to COVID-19 are impacting sites across the globe, causing delays and raising construction costs.  If Sal the construction manager’s team of workers are still allowed to show up to work every day, his supplies may not. Stay-at-home orders and...

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Quaker Special Risk’s Appetite for Market Coverage

Quaker Special Risk’s Appetite for Market Coverage

Are you hungry for a broker who can serve as a partner for your hard-to-cover risks? Quaker Special Risk delivers knowledgeable E&S Brokers with personalized, high-quality insurance products to retail agents. We have an appetite for four overarching markets: Commercial, Professional, Personal and Environmental. Our deep expertise in these...

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Quaker Special Risk is the Largest Lloyd’s of London Partner in New England

Quaker Special Risk is the Largest Lloyd’s of London Partner in New England

From its beginnings in a coffee shop in 1688, Lloyd’s of London has been a pioneer in insurance and has grown to become the world’s leading market for specialist insurance and reinsurance. Lloyd’s has been a major force in the US insurance market for over a century. Throughout the long relationship, Lloyd’s has continuously provided American...

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Quaker Special Risk, Powered by Jencap

Quaker Special Risk, Powered by Jencap

The recent acquisition of Quaker Special Risk by Jencap LLC (Jencap) makes it part of a collection of elite companies operating in concert to provide comprehensive insurance solutions to their retail agency partners.  Jencap is the sixth-largest wholesaler in the United States; totaling 10 companies with more than 40 offices and over 650...

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Medical Malpractice Coverage in a PPE World

Medical Malpractice Coverage in a PPE World

Healthcare facilities and frontline workers face increased risks because of stress and possible COVID-19 infection along with rising malpractice litigation. Coverage is needed to protect your clients both internally and externally from malpractice claims.  Internally, your medical clients may face litigation from staff who claim they were not...

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Why It’s Essential for Your Clients to Have Cyber Liability Insurance

Why It’s Essential for Your Clients to Have Cyber Liability Insurance

The need for Cyber Liability coverage isn’t limited to Fortune 500 and Global 2000 enterprises. Losses from data breaches and other cyber events impact businesses of all sizes across all industries, so it’s important to educate your clients on the ways Cyber Liability insurance protects them and covers their potential exposure.  Your client may...

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The Grass is Always Greener with Pollution Liability

The Grass is Always Greener with Pollution Liability

Pollution liabilities can impact almost all business types – and if not properly protected, the financial consequence of a loss could cost millions of dollars. Clean up expenses, litigation and fees add up quickly; and that doesn’t even factor in the risk to professional reputation and public image. It is essential that your commercial clients...

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The Importance of Creating a Personal Property Home Inventory

The Importance of Creating a Personal Property Home Inventory

If someone asked you to list every valuable item in your home, could you do it? What about the hidden treasures in your drawers, closets, and garage? The majority of people can’t. This is why a complete home inventory is important. Having an inventory of your personal property is essential for both you and your insurance company if your home is...

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BOATING SAFETY TIPS TO PREPARE FOR SUMMER

BOATING SAFETY TIPS TO PREPARE FOR SUMMER

Summer in New England provides great opportunities to get out and make memories on the water. Make sure that you and your family bring home only the happiest memories by being prepared and keeping these boating safety tips in mind: Make sure you have all the required safety gear on board. This means Type 1 PFDs (life jackets) and other floatation...

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HOW NEW ENGLAND IS GETTING IN THE HOLIDAY SPIRIT

HOW NEW ENGLAND IS GETTING IN THE HOLIDAY SPIRIT

There’s a chill in the air, but people throughout the New England region are doing their best to make the season warm and bright. We’ve seen some wonderful stories of holiday generosity that are sure to melt your heart. A few of our favorites: Homeless Man’s Kindness More Than Repaid Kate McClure was driving late at night on I-95 when her car ran...

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HOLIDAY CELEBRATIONS AROUND THE WORLD

HOLIDAY CELEBRATIONS AROUND THE WORLD

We’re all familiar with the traditional celebrations we hold in the US as the winter months set in. However, we are not alone in brightening the colder season with feasts, exchanges of gifts and other festive activities. Cultures throughout the year hold holiday celebrations that keep up cheer until the warmer weather returns. A few from around...

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PROS & CONS OF VIRTUAL DOCTOR’S APPOINTMENTS

PROS & CONS OF VIRTUAL DOCTOR’S APPOINTMENTS

The rise of widely available high speed internet and higher quality mics and cameras has aided the development of other technologies, such as virtual doctor’s appointments. Like any technological advance, telemedicine has both benefits and drawbacks. Assessing all of these can help you decide when it is helpful and when an in-person visit is...

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A GUIDE TO NON-PROFIT GIVING AND CHARITABLE DONATIONS

A GUIDE TO NON-PROFIT GIVING AND CHARITABLE DONATIONS

‘Tis the season for businesses to give back to the communities where they and their customers reside. The Christmas season is the most popular time of year for charitable giving — according to a recent survey of nonprofits, more than 10% get over half their funding during the holidays. To make sure that your gifts make the impact that you want,...

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WINTER WEATHER MAINTENANCE – WHAT IS YOUR RESPONSIBILITY?

WINTER WEATHER MAINTENANCE – WHAT IS YOUR RESPONSIBILITY?

During the winter months, your rental properties need special attention against the season’s harsh weather and temperatures. Keeping on top of these maintenance tasks can keep your tenants and property safe, and help prevent small repairs from morphing into big problems: Inspect the trees. Snow and ice can weigh down branches, causing them to...

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