A Guide to Collectible & Personal Article Floaters

A Guide to Collectible & Personal Article Floaters

It's a common misconception that Homeowners', Renter’s, and Dwelling policies cover all personal property, but that's not the case. While they cover some personal effects, there are often limitations and exclusions on what the policies will pay out, meaning homeowners and renters may receive less than their belongings’ value. Collectible and...

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Can You Insure That? Our Most Unusual Excess and Surplus Policies

Can You Insure That? Our Most Unusual Excess and Surplus Policies

In the world of insurance, it's not uncommon to seek out property and casualty policies. But what about situations that require coverage for more bizarre items or circumstances? At Quaker Special Risk MA, we're focused on providing clients with the best coverage, no matter how “outside-the-box” the situation is. Here are a few of the wacky...

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How to Protect Your Jewelry Collection

How to Protect Your Jewelry Collection

The earrings given to her during a memorable Christmas, the ring her grandmother gave her, or the watch he only wears on special occasions--besides being of high monetary value, jewelry pieces may have much sentimental value to your clients as well. They can insure jewelry for its value in case it’s ever stolen or damaged. However, what can they...

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The Importance of A Personal Articles Floater

The Importance of A Personal Articles Floater

A common misconception of homeowners is that all personal belongings are covered under their insurance policy.  Unfortunately, there are several capped coverages for the items people deem most important (think maximum jewelry limit of $5,000 in some cases).  A separate Personal Articles Floater (PAF) policy is critical to ensure your clients have...

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