Personal Lines Markets
Defining our Personal Lines Markets
Ironshore Specialty Insurance Company
One State Street Plaza, 8th Floor, New York, NY 10004
Rated A (XIV) by A.M. Best Company
www.ironshore.com
- Homeowners $1,000,000, Coverage A – $5,000,000 TIV
- Primary, secondary, rental, & vacant occupancies
- Homeowners with in-home businesses, prior claims history, PC 9-10, corporate-owned, in the name of estates/trusts, etc.
- MA, RI, & FL
- No coastal restrictions at all
- HO5 form including unlimited water backup, guaranteed rebuild, large loss deductible waiver (over $50K), mold limits up to $100K, $50K loss assessment, $25K ID fraud, 25% ordinance/law, and $50K escape liquid fuel
Underwriters at Lloyds, London
Landmark House 69, Leadenhall Street, London EC3A 2DB, England
Rated A (XV) by A.M. Best Company
www.lloyds.com
- Homeowners and Dwelling Fires under $25,000,000 TIV
- Homeowners with in-home businesses, bed & breakfasts, prior claims history, manuscript endorsements, schedules, PC 9-10, corporate-owned dwellings, dwellings in the name of trusts, multiple family dwellings, vacant dwellings, dwellings in the name of estates, etc.
- Mono-line Excess Flood & Mono-line Wind
- Course of construction
- No coastal restrictions at all
- Mono-line personal article schedules over $75,000
- All over the United States, including Florida & British Virgin Islands
- Enhancement Endorsement
- Online indications for Dwelling Fires & Homeowners on our website at http://www.quakerma.com/extranet.html
Alterra Excess & Surplus Insurance Company
100 Tournament Drive, Suite 200, Horsham, PA 19044
Rated A (XV) by A.M. Best Company
www.alterracap.com<
- Homeowners under $2,000,000 TIV
- No coastal restrictions at all
- All New England states
- 1-2 family only
- Credits for higher wind deductibles & alarms
- Enhancement Endorsement
- Online indications for Dwelling Fires & Homeowners on our website at http://www.quakerma.com/extranet.html
Canopius US Insurance, Inc.
1450 East American Lane, Suite 1775, Schaumburg, IL 60173
Rated A- (VI) by A.M. Best Company
www.canopius.com
- Homeowners and Dwelling Fires under $1,500,000 TIV
- No coastal restrictions at all
- Course of construction
- Vacants with special perils (as long as they have been updated w/in past 30 years)
- MA, CT, & ME only
- Online indications for Dwelling Fires & Homeowners on our website at http://www.quakerma.com/extranet.html
United States Liability Company
190 S. Warner Road, PO Box 6700, Wayne, PA 19087
Rated A++ (IX) by A.M. Best Company
www.usli.com
- Mono-line Personal Umbrellas & Excess Personal Umbrellas
- HO6’s (rented or owner occupied)
- Mono-line (CPL) Comprehensive Personal Liability (helpful if MPIUA writes the property)
- Special Events
- Offers some products on an admitted basis
- Online quoting module on website at http://www.quakerma.com/extranet.html
Hudson Insurance Group
549 Queensland Circle, Suite 101, Corona, CA 92879
Rated A (XV) by A.M. Best Company
www.hudsoninsgroup.com
- Mono-line Personal Umbrellas & Excess Personal Umbrellas
- Personal Umbrellas with young & elderly drivers
- Personal Umbrellas with prior losses and DUI’s
- Mono-line (CPL) Comprehensive Personal Liability
- Offers some products on an admitted basis
- Farm exposures
Nautilus Insurance Company
7233 E. Butherus Drive, Scottsdale, AZ 85260
Rated A+ (XV) by A.M. Best Company
www.nautilusagents.com
- Mono-line Personal Umbrellas & Excess Personal Umbrellas
- Personal Umbrellas with young & elderly drivers
- Personal Umbrellas with prior losses and DUI’s
- Mono-line (CPL) Comprehensive Personal Liability
- Offers some products on an admitted basis
Lexington Insurance Company
100 Summer Street, Boston, MA 02110
Rated A (XV) by A.M. Best Company
www.lexingtoninsurance.com
- Homeowners and Dwelling Fires in PC 9-10, corporate-owned, trusts, estates, etc.
- Mono-line Excess Flood
- Course of construction
- Florida
Beazley USA
50 Glenlake Parkway, Suite 250, Atlanta, GA 30328
Rated A (XV) by A.M. Best Company
www.beazley.com
- Primary/Secondary/Seasonal Homeowners with Coverage A from $300,000 to $3M.
- States outside of New England – especially Florida!
- Vacant & Builders Risk
- NO PC 9 or 10 or negative elevation
- Roof must be 20 years & other updates must be 30 years or newer
- Must be over 1,000 feet from the water in Florida
Global Indemnity Collectible Insurance Service, LLC
3 Bala Plaza East, Suite 300, Bala Cynwyd, PA 19044
Rated A+ by A.M. Best Company
https://producersignup.uai-sys.com/
- Property limits up to $15MM
- Competetive rates – average premium $350-$400
- Direct billing to insured with online payment option
- Appraisals not required for most items
- All risk – burglary & theft, fire, flood, natural disaster, breakage, shipping & transit
- Advertising collectibles, antique furniture, antique radios/phonographs, antique tools, bears, books, coin operated devices, coins, comics, comic art and action figures, dolls, entertainment memorabilia, fine art, glass/pottery, hunting and fishing, limited editions, musical instruments, native american, paper/ephemera, quilts, political memorabilia, sports, stamps, taxidermy, toys, trains, vintage clothing, Western Americana, writing instruments, weapons, guns, knives, swords, etc.
Lockton Companies LLP
The St. Botolph Building, 138 Houndsditch
Rated A (XV) by A.M. Best Company
www.lockton.com
- Private collections (scheduled or blanket)
- CFor artists, auction houses, packers/shippers, storage facilities, exhibitions including transit, dealers, museums, corporate collections, etc.
- Musical instruments & orchestras
- Contents of historical homes
- University libraries
- Art investment funds
AXA Art Insurance Corporation
3 West 35th Street, 11th Floor, New York, NY 10001
Rated A (VI) by A.M. Best Company
www.axa-art-usa.com
- Private & corporate collections (scheduled or blanket)
- Valuation options: agreed value, current market value, or current market value – 150%
- Worldwide coverage
- Specializing in jewelry
International Marine Insurance Services
110 Channel Marker Way # 200, Grasonville, MD 21638
Rated A (XIV) by A.M. Best Company
www.imis.pro
- “Jackline” program with Markel
- Live-a-boards and fulltime cruisers
- Caribbean as well as any other cruising itinerary
- Cuba, Columbia and other destinations of political instability
- Older boats including those of wooden construction
- High performance boats
Pantaenius America Ltd.
500 Mmaroneck Avenue, Suite 318, Harrison, NY 10528
Rated A+ (XV) by A.M. Best Company
www.pantaenius.com
- Yachts & superyachts 27 feet (8.23 meters) in length or greater
- Worldwide navigation
- Third party liability protection with extra pollution coverage
- Paid and non-paid crews, and unlimited chartering
- War risk insurance is also available
- Sea transportation board a freighter or container ship
- “Swan” program with flexible navigation, including racing & chartering
Concept Special Risks – Osprey
Unity House, 2 Station Court, Station Road, Guiseley, Leeds LS20 8EY UK
Rated A+ by A.M. Best Company
www.special-risks.co.uk
- Motor yachts, trailer craft, sailboats and catamarans up to $2,000,000 USD in value
- Faster boats up to 90 mph
- Liability limits up to $10,000,000
- Medical payments, personal effects, tender and trailer coverage available
- Discounted rates for vessels laid up during the year
- Discounts for vessels that are suitably winterized
- Discounted rates for vessels located on inland waterways that are not exposed to saline waters
- “Fleet” program for recreational charter fleets, including sailboats & catamarans
Ropner Insurance Services Limited
Boundary House, 7-17 Jewry Street, London EC3N 2HP
Rated A by A.M. Best Company
www.ropnerins.co.uk
- Luxury and super luxury yachts with values from $1,000,000 to $280,000,000
- Crew liability, crew medical, personal accident, mortgagees interest, and indemnity clubs
- Terminal operators, boat builders, hull insurance & cargo coverages, and specialized occurrence forms
- Cargo risks including livestock/agriculture, metals, oils/gas/minerals, automotive, forestry, pulp/paper, wines/spirits, arms/ammunition, etc
- Freight forwarders
- Hull and machinery, including port risks & charterers
- War and strikes riots and civil commotions
- Vessel pollution liabilities up to $300MM
*Fireman’s Fund Insurance Company
1 Chase Manhattan Plaza, Floor 37, New York, NY 10005
Rated A (XV) by A.M. Best Company
www.firemansfund.com
- Competing with Chubb, AIG, & ACE
- $1MM Coverage A minimum or primary home
- Targeting 3 lines of business OR a mono-line risk with premium over $7,500
- Non-coastal
- Mono-line Personal Umbrellas $25MM or more
- Locations outside of agent’s territory should be discussed
*AIG Private Client Group
175 Water Street, New York, NY 10038
Rated A (XV) by A.M. Best Company
www.aig.com
- Competing with Chubb, Fireman’s Fund, & ACE
- Specializing in home, auto, yacht, private collection, & excess packages
- Targeting 2-3 lines of business OR a mono-line risk with premium over $10,000
- They are the most lenient on coastal of the high end markets, and very competitive rates
- $1MM Coverage A minimum or $10,000 total account premium
*CHUBB
55 Water Street, New York, NY 10038
Rated A++ (XV) by A.M. Best Company
www.chubb.com
- Competing with AIG, Fireman’s Fund, & ACE
- $1MM Coverage A minimum
- Targeting 3 lines of business OR a mono-line risk with premium over $7,500
- One of the best admitted carriers for personal lines in the world!
*ACE Private Risk Services
Seven Giralda Farms, Suite 120, Madison, NJ 07940
Rated A+ (XV) by A.M. Best Company
www.aceprivateriskservices.com
- Competing with Chubb, AIG, & Fireman’s Fund
- Specializing in home, auto, condo, valuables, renters, yacht, aviation, and umbrella packages
- $25,000 minimum premium requirements total account premium
- Mono-line watercrafts (REC marine program)
*Admitted Carriers (no tax, no affidavit)