Personal Lines Markets

Personal Lines Markets

Defining our Personal Lines Markets

Ironshore Specialty Insurance Company
One State Street Plaza, 8th Floor, New York, NY 10004
Rated A (XIV) by A.M. Best Company
www.ironshore.com

  • Homeowners $1,000,000, Coverage A – $5,000,000 TIV
  • Primary, secondary, rental, & vacant occupancies
  • Homeowners with in-home businesses, prior claims history, PC 9-10, corporate-owned, in the name of estates/trusts, etc.
  • MA, RI, & FL
  • No coastal restrictions at all
  • HO5 form including unlimited water backup, guaranteed rebuild, large loss deductible waiver (over $50K), mold limits up to $100K, $50K loss assessment, $25K ID fraud, 25% ordinance/law, and $50K escape liquid fuel


Underwriters at Lloyds, London
Landmark House 69, Leadenhall Street, London EC3A 2DB, England
Rated A (XV) by A.M. Best Company
www.lloyds.com

  • Homeowners and Dwelling Fires under $25,000,000 TIV
  • Homeowners with in-home businesses, bed & breakfasts, prior claims history, manuscript endorsements, schedules, PC 9-10, corporate-owned dwellings, dwellings in the name of trusts, multiple family dwellings, vacant dwellings, dwellings in the name of estates, etc.
  • Mono-line Excess Flood & Mono-line Wind
  • Course of construction
  • No coastal restrictions at all
  • Mono-line personal article schedules over $75,000
  • All over the United States, including Florida & British Virgin Islands
  • Enhancement Endorsement
  • Online indications for Dwelling Fires & Homeowners on our website at http://www.quakerma.com/extranet.html


Alterra Excess & Surplus Insurance Company
100 Tournament Drive, Suite 200, Horsham, PA 19044
Rated A (XV) by A.M. Best Company
www.alterracap.com<

  • Homeowners under $2,000,000 TIV
  • No coastal restrictions at all
  • All New England states
  • 1-2 family only
  • Credits for higher wind deductibles & alarms
  • Enhancement Endorsement
  • Online indications for Dwelling Fires & Homeowners on our website at http://www.quakerma.com/extranet.html

Canopius US Insurance, Inc.
1450 East American Lane, Suite 1775, Schaumburg, IL 60173
Rated A- (VI) by A.M. Best Company
www.canopius.com

  • Homeowners and Dwelling Fires under $1,500,000 TIV
  • No coastal restrictions at all
  • Course of construction
  • Vacants with special perils (as long as they have been updated w/in past 30 years)
  • MA, CT, & ME only
  • Online indications for Dwelling Fires & Homeowners on our website at http://www.quakerma.com/extranet.html

United States Liability Company
190 S. Warner Road, PO Box 6700, Wayne, PA 19087
Rated A++ (IX) by A.M. Best Company
www.usli.com

  • Mono-line Personal Umbrellas & Excess Personal Umbrellas
  • HO6’s (rented or owner occupied)
  • Mono-line (CPL) Comprehensive Personal Liability (helpful if MPIUA writes the property)
  • Special Events
  • Offers some products on an admitted basis
  • Online quoting module on website at http://www.quakerma.com/extranet.html

Hudson Insurance Group
549 Queensland Circle, Suite 101, Corona, CA 92879
Rated A (XV) by A.M. Best Company
www.hudsoninsgroup.com

  • Mono-line Personal Umbrellas & Excess Personal Umbrellas
  • Personal Umbrellas with young & elderly drivers
  • Personal Umbrellas with prior losses and DUI’s
  • Mono-line (CPL) Comprehensive Personal Liability
  • Offers some products on an admitted basis
  • Farm exposures

Nautilus Insurance Company
7233 E. Butherus Drive, Scottsdale, AZ 85260
Rated A+ (XV) by A.M. Best Company
www.nautilusagents.com

  • Mono-line Personal Umbrellas & Excess Personal Umbrellas
  • Personal Umbrellas with young & elderly drivers
  • Personal Umbrellas with prior losses and DUI’s
  • Mono-line (CPL) Comprehensive Personal Liability
  • Offers some products on an admitted basis

Lexington Insurance Company
100 Summer Street, Boston, MA 02110
Rated A (XV) by A.M. Best Company
www.lexingtoninsurance.com

  • Homeowners and Dwelling Fires in PC 9-10, corporate-owned, trusts, estates, etc.
  • Mono-line Excess Flood
  • Course of construction
  • Florida

Beazley USA
50 Glenlake Parkway, Suite 250, Atlanta, GA 30328
Rated A (XV) by A.M. Best Company
www.beazley.com

  • Primary/Secondary/Seasonal Homeowners with Coverage A from $300,000 to $3M.
  • States outside of New England – especially Florida!
  • Vacant & Builders Risk
  • NO PC 9 or 10 or negative elevation
  • Roof must be 20 years & other updates must be 30 years or newer
  • Must be over 1,000 feet from the water in Florida

Global Indemnity Collectible Insurance Service, LLC
3 Bala Plaza East, Suite 300, Bala Cynwyd, PA 19044
Rated A+ by A.M. Best Company
https://producersignup.uai-sys.com/

  • Property limits up to $15MM
  • Competetive rates – average premium $350-$400
  • Direct billing to insured with online payment option
  • Appraisals not required for most items
  • All risk – burglary & theft, fire, flood, natural disaster, breakage, shipping & transit
  • Advertising collectibles, antique furniture, antique radios/phonographs, antique tools, bears, books, coin operated devices, coins, comics, comic art and action figures, dolls, entertainment memorabilia, fine art, glass/pottery, hunting and fishing, limited editions, musical instruments, native american, paper/ephemera, quilts, political memorabilia, sports, stamps, taxidermy, toys, trains, vintage clothing, Western Americana, writing instruments, weapons, guns, knives, swords, etc.

Lockton Companies LLP
The St. Botolph Building, 138 Houndsditch
Rated A (XV) by A.M. Best Company
www.lockton.com

  • Private collections (scheduled or blanket)
  • CFor artists, auction houses, packers/shippers, storage facilities, exhibitions including transit, dealers, museums, corporate collections, etc.
  • Musical instruments & orchestras
  • Contents of historical homes
  • University libraries
  • Art investment funds

AXA Art Insurance Corporation
3 West 35th Street, 11th Floor, New York, NY 10001
Rated A (VI) by A.M. Best Company
www.axa-art-usa.com

  • Private & corporate collections (scheduled or blanket)
  • Valuation options: agreed value, current market value, or current market value – 150%
  • Worldwide coverage
  • Specializing in jewelry

International Marine Insurance Services
110 Channel Marker Way # 200, Grasonville, MD 21638
Rated A (XIV) by A.M. Best Company
www.imis.pro

  • “Jackline” program with Markel
  • Live-a-boards and fulltime cruisers
  • Caribbean as well as any other cruising itinerary
  • Cuba, Columbia and other destinations of political instability
  • Older boats including those of wooden construction
  • High performance boats

Pantaenius America Ltd.
500 Mmaroneck Avenue, Suite 318, Harrison, NY 10528
Rated A+ (XV) by A.M. Best Company
www.pantaenius.com

  • Yachts & superyachts 27 feet (8.23 meters) in length or greater
  • Worldwide navigation
  • Third party liability protection with extra pollution coverage
  • Paid and non-paid crews, and unlimited chartering
  • War risk insurance is also available
  • Sea transportation board a freighter or container ship
  • “Swan” program with flexible navigation, including racing & chartering

Concept Special Risks – Osprey
Unity House, 2 Station Court, Station Road, Guiseley, Leeds LS20 8EY UK
Rated A+ by A.M. Best Company
www.special-risks.co.uk

  • Motor yachts, trailer craft, sailboats and catamarans up to $2,000,000 USD in value
  • Faster boats up to 90 mph
  • Liability limits up to $10,000,000
  • Medical payments, personal effects, tender and trailer coverage available
  • Discounted rates for vessels laid up during the year
  • Discounts for vessels that are suitably winterized
  • Discounted rates for vessels located on inland waterways that are not exposed to saline waters
  • “Fleet” program for recreational charter fleets, including sailboats & catamarans

Ropner Insurance Services Limited
Boundary House, 7-17 Jewry Street, London EC3N 2HP
Rated A by A.M. Best Company
www.ropnerins.co.uk

  • Luxury and super luxury yachts with values from $1,000,000 to $280,000,000
  • Crew liability, crew medical, personal accident, mortgagees interest, and indemnity clubs
  • Terminal operators, boat builders, hull insurance & cargo coverages, and specialized occurrence forms
  • Cargo risks including livestock/agriculture, metals, oils/gas/minerals, automotive, forestry, pulp/paper, wines/spirits, arms/ammunition, etc
  • Freight forwarders
  • Hull and machinery, including port risks & charterers
  • War and strikes riots and civil commotions
  • Vessel pollution liabilities up to $300MM

*Fireman’s Fund Insurance Company
1 Chase Manhattan Plaza, Floor 37, New York, NY 10005
Rated A (XV) by A.M. Best Company
www.firemansfund.com

  • Competing with Chubb, AIG, & ACE
  • $1MM Coverage A minimum or primary home
  • Targeting 3 lines of business OR a mono-line risk with premium over $7,500
  • Non-coastal
  • Mono-line Personal Umbrellas $25MM or more
  • Locations outside of agent’s territory should be discussed

*AIG Private Client Group
175 Water Street, New York, NY 10038
Rated A (XV) by A.M. Best Company
www.aig.com

  • Competing with Chubb, Fireman’s Fund, & ACE
  • Specializing in home, auto, yacht, private collection, & excess packages
  • Targeting 2-3 lines of business OR a mono-line risk with premium over $10,000
  • They are the most lenient on coastal of the high end markets, and very competitive rates
  • $1MM Coverage A minimum or $10,000 total account premium

*CHUBB
55 Water Street, New York, NY 10038
Rated A++ (XV) by A.M. Best Company
www.chubb.com

  • Competing with AIG, Fireman’s Fund, & ACE
  • $1MM Coverage A minimum
  • Targeting 3 lines of business OR a mono-line risk with premium over $7,500
  • One of the best admitted carriers for personal lines in the world!

*ACE Private Risk Services
Seven Giralda Farms, Suite 120, Madison, NJ 07940
Rated A+ (XV) by A.M. Best Company
www.aceprivateriskservices.com

  • Competing with Chubb, AIG, & Fireman’s Fund
  • Specializing in home, auto, condo, valuables, renters, yacht, aviation, and umbrella packages
  • $25,000 minimum premium requirements total account premium
  •  Mono-line watercrafts (REC marine program)

*Admitted Carriers (no tax, no affidavit)