Binding Authority

Product Expertise & Market Intelligence

Packaged & Monoline Policies

Jencap gives our agency partners a competitive edge with access to quick indications, quotes, and binders. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity.

Coverage Highlights

  • Competitive commissions
  • Low minimum premiums
  • Deductible from $0 to $100
  • Blanket AI is available
  • ISO occurrence forms
  • Limits up to $1M/$3M
  • High property TIV capacity available
  • Excess limits from $1M to $10M
  • New ventures accepted
  • Flexible terms & conditions
  • AM Best A-rated or greater
  • Available nationwide
  • Admitted and non-admitted paper

* Some restrictions may apply

  • Competitive commissions
  • Low minimum premiums
  • Deductible from $0 to $100
  • Blanket AI is available
  • ISO occurrence forms
  • Limits up to $1M/$3M
  • High property TIV capacity available
  • Excess limits from $1M to $10M
  • New ventures accepted
  • Flexible terms & conditions
  • AM Best A-rated or greater
  • Available nationwide
  • Admitted and non-admitted paper

* Some restrictions may apply

Property & Casualty

Property & Casualty

  • Contractors Pollution Liability
  • Equipment Breakdown
  • Excess & Umbrella
  • General Liability
  • Hired and Non-Owned Auto
  • Inland Marine
  • Liquor Liability
  • Products Liability
  • Professional Liability
  • Property
  • Special Events

Industrial Unit with roller shutter doors

Transportation & Garage

Transportation & Garage

  • Auto Liability
  • Auto Physical Damage
  • Bobtail Liability
  • Contingent Cargo
  • Excess & Umbrella
  • Garage Liability
  • Garage Keepers
  • Hired and Non-Owned Auto
  • Motor Truck Cargo
  • Property
  • Transportation Pollution Liability
  • Truckers General Liability

Classes Available In Our Binding Authority

Property & Casualty Classes
  • Adult day cares
  • Alarm installation
  • Amusement parks
  • Animal services
  • Apartments/habitational
  • Artisan contractors
  • Asbestos, lead, and mold abatement contractors
  • Auto service and repair
  • Bakeries
  • Bars and taverns
  • Beauty, barber, and tanning salons
  • Bed and breakfasts
  • Boat dock construction
  • Builder’s risk
  • Caterers and halls
  • Clubs (social and service)
  • Commercial contractors
  • Commercial inland marine
  • Condominium & homeowners associations
  • Consultants
  • Contractors equipment rental
  • Crane operators
  • Day nursery or preschools
  • Demolition contractors
  • Distributors (internet and wholesale)
  • Dwelling fire/homeowners
  • Employment agencies
  • Environmental laboratory services
  • Exterminators
  • Exercise studios
  • Fence erectors
  • Foreclosure/eviction cleanup
  • General contractors (commercial & residential)
  • Golf courses
  • Grocery/convenience stores
  • Halfway houses
  • Home health care
  • Hotels and motels
  • Houses of worship
  • Hunting clubs, preserves, and shooting ranges
  • Janitorial (commercial & residential)
  • Landowners
  • Landscaping
  • Landfill construction contractors
  • Lessor’s risk
  • Liquor liability
  • Machine shops
  • Machinery and equipment (installation, service, or repair)
  • Martial arts studios
  • Masonry contractors
  • Medical equipment supply stores
  • Mobile home parks and campgrounds
  • Network security coverage
  • Office buildings
  • Owners and contractors protective liability
  • Pawn shops
  • Pressure cleaning
  • Products manufacturing
  • Push cart and flea market vendors
  • Recyclers/dismantling operations
  • Restaurants
  • Security guards
  • Schools (private, technical, trade, & vocational)
  • Shopping centers
  • Solar contractors
  • Special events
  • Sports camps, clinics, or leagues
  • Storage tank installation and design
  • Steel/metal erection
  • Student housing
  • Swim and racquet clubs
  • Swimming pool contractors, dealers & installers
  • Telecommunication towers
  • Transportation services
  • Tree trimmers
  • Umbrella on all classes
  • Unmanned aircraft systems (drones)
  • Vacant property and buildings
  • Warehouses
  • Welding
  • Wind and solar energy
  • Woodworking/cabinet making
  • Waste oil & grease collection services
  • Wind turbine installation and repair

* Partial list provided.

Transportation & Garage Classes
  • Airport shuttles
  • Auto haulers
  • Bloodmobiles/bookmobiles
  • Buses
  • Driver training schools (CDL and non-CDL)
  • Contractors
  • Couriers
  • Daycare vans (adult and child)
  • Dump truck operations
  • Fleet and non-fleet

  • Public livery
  • School buses
  • Food trucks
  • Frak water haulers
  • Guided tours
  • Hazardous materials haulers
  • Household goods movers
  • Limousines
  • Local and interstate charter buses
  • Loggers
  • Non-emergency vehicles
  • Short-term auto rentals
  • Shuttles
  • Social service units
  • Sightseeing buses & trolleys
  • Van pools
  • Wreckers

* Partial list provided.

24

HOURS

Receive your indication or quote within 24 hours of a completed submission.

50+
BINDING APPOINTMENTS

We underwrite on behalf of over 50 foreign and domestic specialty carriers. Some contracts have spanned over 30 years.

BROAD

UNDERWRITING
APPETITE

Our in-house binding authority offers a broad spectrum of eligible classes.

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