Insights
The Most Common E&S Commercial General Liability Classes
Protecting businesses is a top priority. Admitted, or standard insurance companies, may be hesitant to cover businesses that have hazardous working environments, use dangerous equipment, or have a history of claims. Obtaining Commercial General Liability coverage from the Excess and Surplus (E&S) marketplace may be the only option available. When it comes to unique and higher-than-normal...
5 SEASONAL RISKS CONTRACTORS SHOULD BEWARE OF THIS SPRING
Just like other New Englanders, contractors welcome spring’s relief from cold, wet and snowy conditions. But, there are a number of risks that need to be on your mind as the season changes to keep your workers safe and your insurance costs low. Before heading out into pleasant spring weather to do a job, check out our safety tips and spring...
TIPS TO USE YOUR HEAT EFFECTIVELY THIS WINTER
Winter heating costs can take a bite out of your budget in New England. Even with this year’s lower energy prices, the Department of Energy still estimates that the average household could shell out as much as $2,500 or more to keep warm over the colder months. Doing what you can to use your heating system efficiently can help you stay...
ICE DAM MYTHS YOU SHOULD IGNORE
Ice dams prevent melting snow from draining from your roof. This can cause serious damage to your insulation, ceilings and walls if the melted water seeps inside. This winter’s heavy snowstorms mixed with our chilly New England winters can cause these to develop. You can protect yourself against potential damage, but only if you understand what...