General Liability Insurance

General Liability Insurance

We pride ourselves on being industry experts in the Casualty Business. With over 100+ years of combined underwriting experience, we have entertained every class of Casualty business from Abrasives to Zoos, and everything in between. We represent the industry’s leading carriers and pride ourselves on being able to find solutions for even the toughest accounts. We have the ability to write in all 50 states and can handle all sizes of accounts. Primary GL and Excess/Umbrella are available for all classes of business.

Business Segments:

Binding Authority

QSR has binding authority on behalf of the industry’s leading carriers. We can provide in-house quotes on a variety of classes from Main Street type businesses to small packages and combined GL/Professional accounts. Within our binding authorities, we can handle accounts with premiums as low as $500 and as high as $50,000 on acceptable classes. Learn more about Binding Authority.

Contracting/Service Classes and Products Liability

By having access to the most sophisticated insurance carriers, QSR can entertain all your needs for contracting risks, service classes and products liability. Areas of expertise include: construction (commercial/residential), manufacturing (low to high hazard industries), medical products (invasive/non-invasive), OL&T (habitational, commercial, vacant buildings), technology accounts, and products liability for all classes including pharmaceuticals/neutraceuticals, new products, and medical products. Learn more about Contractors Insurance.

Umbrella/Excess

QSR offers Admitted and Non admitted solutions to protect your clients assets with Umbrella Liability insurance. Whether they need higher limits for added projection or to meet a specific job requirement our ability and reputation for writing umbrella coverage for primary as well as excess limits is unsurpassed in the specialty lines industry. With generous binding authority and strong brokerage partnerships, we can quote up to $10M in house and entertain most classes with unlimited capacity. From the small “main street” business owner to the large residential contracting firm, primary or excess, QSR has the solution. Learn more about Umbrella and Excess Insurance.

Liquor Liability Insurance

We offer Liquor Liability coverage for a wide range of classes including host liquor, liquor legal liability, restaurants, bars and night clubs, and excess liquor liability.

Invariably, any establishment that serves alcohol to its patrons will eventually be faced with a loss arising out of the service of alcohol on the premises.  These establishments need the additional protection afforded by liquor liability coverage, which the standard commercial general liability policy doesn’t provide. Learn more about Liquor Liability Insurance.