Defining our Personal Lines Markets
Underwriters at Lloyds, London
Landmark House 69, Leadenhall Street, London EC3A 2DB, England
Rated A (XV) by A.M. Best Company
www.lloyds.com
Homeowners and Dwelling Fires under $25,000,000 TIV
Homeowners with in-home businesses, Bed & Breakfasts, prior claims history,
manuscript endorsements, schedules, PC 9-10, corporate-owned dwellings,
dwellings in the name of trusts, multiple family dwellings, vacant dwellings,
dwellings in the name of estates, etc.
Mono-line Excess Flood
Course of Construction
No Coastal restrictions at all
Mono-line Personal Article Schedules over $75,000
Yachts between $1MIL-$99MIL (No cigarette type speed boats)
All over the United States, including Florida & British Virgin Islands
Enhancement Endorsement
Online indications for Dwelling Fires & Homeowners on our website
Alterra Excess & Surplus Insurance Company
100 Tournament Drive, Suite 200, Horsham, PA 19044
Main Tel: 215-706-6300
Fax: 215-658-0982
Rated A (XV) by A.M. Best Company
www.alterracap.com
Homeowners under $2,000,000 TIV
No Coastal restrictions at all
All New England States
1-2 Family only
Credits for higher wind deductibles & alarms
Enhancement Endorsement
Online indications for Dwelling Fires & Homeowners on our website
Omega US Insurance, Inc
1450 East American Lane, Suite 1775, Schaumburg, IL 60173
Main Tel: 630-994-5600
Fax: 630-994-5555
Rated A- (VI) by A.M. Best Company
www.omegauw.com
Homeowners and Dwelling Fires under $1,500,000 TIV
No Coastal restrictions at all
Course of Construction
Vacants with Special Perils (as long as they have been updated w/in past 30
years)
MA & CT only
Online indications for Dwelling Fires & Homeowners on our website
United States Liability Company
190 S. Warner Road, PO Box 6700, Wayne, PA 19087
Main Tel: 800-523-5545
Fax: 610-687-0080
Rated A++ (IX) by A.M. Best
www.usli.com
Mono-line Personal Umbrellas & Excess Personal Umbrellas
HO6’s (rented or owner occupied)
Mono-line (CPL) Comprehensive Personal Liability
(helpful if MPIUA writes the property
Special Events
Online quoting module on website
Hudson Insurance Group
549 Queensland Circle, Suite 101, Corona, CA 92879
Main Tel: 951-278-5648
Fax: 951-272-3187
Rated A (XV) by A.M. Best
www.hudsoninsgroup.com
Mono-line Personal Umbrellas & Excess Personal Umbrellas
Personal Umbrellas with young & elderly drivers
Personal Umbrellas with prior losses and DUI’s
Mono-line (CPL) Comprehensive Personal Liability
Beazley USA
50 Glenlake Parkway, Suite 250, Atlanta, GA 30328
Main Tel: 770-576-1500
Fax: 770-395-0203
Rated A (XV) by A.M. Best Company
www.beazley.com
Primary/Secondary/Seasonal Homeowners with Cov A from $300,000 to $3MM.
Vacant & Builders Risks
NO PC 9 or 10 or negative elevation
Roof must be 20 years & other updates must be 30 years or newer
Lexington Insurance Company
100 Summer Street, Boston, MA 02110
Main Tel: 800-636-8220
Fax: 617-443-4650
Rated A (XV) by A.M. Best Company
www.lexingtoninsurance.com
Homeowners and Dwelling Fires under $25,000,000 TIV
Homeowners with in-home businesses, prior claims history,
manuscript endorsements, schedules, PC 9-10, corporate-owned,
trusts, estates, etc.
Mono-line Excess Flood
Course of Construction
Florida
*Fireman’s Fund Insurance Company
1 Chase Manhattan Plaza, Floor 37, New York, NY 10005
Main Tel: 212-524-7921
Fax: 347-752-3610
Rated A (XV) by A.M. Best
www.firemansfund.com
Competing with Chubb, Chartis, & ACE
At least 3 lines of business OR a mono-line risk with premium over $7500
Non-coastal
Mono-line Pers Umbrellas $25MM or more
Locations outside of Agent’s territory should be discussed
*Chartis (formerly AIG Private Client Group)
175 Water Street, New York, NY 10038
Main Tel: 212-770-7000
Fax: 212-943-1125
Rated A (XV) by A.M. Best
www.chartisinsurance.com
Competing with Chubb, Fireman’s Fund, & ACE
Specializing in Home, Auto, Yacht, Private Collection, & Excess Packages
At least 2-3 lines of business OR a mono-line risk with premium over $10,000
They are the most lenient on coastal of the high end markets, and
very competitive rates
$1MIL Coverage A minimum or $10,000 total account premium
*CHUBB
55 Water Street, New York, NY 10038
Main Tel: 212-612-4310
Fax: 212-612-4565
Rated A++ (XV) by A.M. Best
www.chubb.com
Competing with Chartis, Fireman’s Fund, & ACE
At least 3 lines of business OR a mono-line risk with premium over $7500
One of the best Admitted carriers for personal lines in the world!
*ACE Private Risk Services
Seven Giralda Farms, Suite 120, Madison, NJ 07940-1027
Main Tel: 973-408-6222
Fax: 973-408-6123
Rated A+ (XV) by A.M. Best
www.aceprivateriskservices.com
Competing with Chubb, Chartis, & Fireman’s Fund
Specializing in Home, Auto, Condo, Valuables, Renters, Yacht, Aviation,
and Umbrella Packages
Home must be 2500' from tidal water - Best rates are on inland dwellings
$750k Coverage A minimum or $4,000 total account premium
*Admitted Carriers (no tax, no affidavit)